Kobow · iGaming

The AI-coordinated operating layer behind regulated iGaming.

Kobow installs above your PAM, game providers and compliance team. One orchestration surface for promotional mechanics, RNG/RTP certification, creative production, multi-regulator pre-flight, LTV & churn, and retail-to-digital hybrid play — across AGCO, AGLC, UKGC, MGA, Curaçao GCB, SPA Brasil, Coljuegos and DGOJ.

Kobow é a camada operacional coordenada por IA por trás do iGaming regulado. Instalamos acima do seu PAM, dos provedores de jogos e do seu time de compliance — uma superfície só para mecânicas promocionais, certificação de RNG/RTP, produção criativa, pré-voo multi-regulatório, LTV e churn, e jogo híbrido do varejo ao digital.

At a glance · FY26 H1

48h
Creative-to-live cycle
Ciclo do criativo ao ar
94%
First-pass GLI-19 rate
Taxa de aprovação GLI-19 no 1º envio
−62%
Promo approval lead-time
Tempo de aprovação promocional
24/7
Regulator feed · 12+ rulebooks
Feed regulatório · 12+ cadernos de regras
🇨🇦 AGCO 🇨🇦 AGLC 🇬🇧 UKGC 🇲🇹 MGA 🇨🇼 Curaçao GCB 🇧🇷 SPA Brasil 🇨🇴 Coljuegos 🇪🇸 DGOJ 🇺🇸 NV/NJ (pilot)

Chapter 01 · Thesis

RTP is compliance. Distribution is retention.

Every regulated iGaming operator ships the same two artefacts: a certified probability model, and a distribution of sessions inside it. Most of the cost — legal, creative, certification, incident — sits between those two artefacts. Kobow collapses that middle into an orchestration layer so the model and the distribution stop being two problems.

Todo operador de iGaming regulado entrega os mesmos dois artefatos: um modelo probabilístico certificado e uma distribuição de sessões dentro dele. Quase todo o custo mora entre os dois. A Kobow comprime esse miolo numa camada de orquestração só.

Chapter 02 · Platform

Six products. One orchestration layer.

Each product is individually installable. None of them require the others. But they share a common state so the engineering team, the compliance team, and the creative team stop handing each other CSVs.

Seis produtos. Uma camada só. Cada produto é instalável separadamente e nenhum depende dos outros — mas todos compartilham o mesmo estado para que engenharia, compliance e criação parem de trocar CSV.

01 · Engine
Promotional orchestration

Campaign objects, eligibility rules, bonus mechanics and fraud gates in one place. Drop-in adapters for the major PAMs.

02 · GAIN
RNG & RTP certification

Paytable-to-certified in a single continuous flow. GLI-19, GLI-33, GLI-11 workstreams unified on one evidence package.

03 · Studio
Creative generation

Asset generation with brand, regulator and channel constraints baked into the diffusion loop. Outputs are pre-qualified against 12+ ad codes.

04 · Intelligence
Multi-regulator pre-flight

A single pre-flight runs your promo, creative or mechanic against every regulator rulebook you operate under — 24/7 refreshed from source.

05 · Insights
LTV & churn

Cohorted behavioral modelling for regulated markets — geo-aware, bonus-aware, and compatible with responsible-gambling signal taxonomies.

06 · Paper → POSD
Retail ↔ digital hybrid

Transactional bridge between physical point-of-sale play and the digital session stack. Single ledger, single audit trail, either-side-first.

Chapter 03 · Markets

Nine regulators. One orchestration surface.

Kobow is live or in pilot across all of the jurisdictions below. Every rulebook ingested 24/7. Every promo, creative, mechanic and paytable pre-flighted against every active regulator before it ships.

🇨🇦 Ontario · AGCO
iGaming Ontario registered suppliers — Engine, GAIN, Intelligence live.
Live
🇨🇦 Alberta · AGLC
PlayAlberta model — orchestration layer aligned with Crown operating framework.
Live
🇬🇧 UK · UKGC
Full LCCP-aware pre-flight, affordability-safe creative gates, RET integration-ready.
Live
🇲🇹 Malta · MGA
Cross-EU passport via MGA — Studio outputs cleared against MGA advertising directives.
Live
🇨🇼 Curaçao · Curaçao GCB
LOK-aligned operator support, post-reform sublicensing consolidation.
Live
🇧🇷 Brasil · SPA
Portaria SPA/MF — certified supplier readiness, localized RG taxonomy, bilingual audit trail.
Pilot
🇨🇴 Colombia · Coljuegos
Betting & casino dual-license model — creative cycle cleared for Resolución 20191200045054.
Pilot
🇪🇸 España · DGOJ
Real Decreto 958/2020 advertising constraints baked into Studio creative gates.
Live
🇺🇸 US · NV / NJ
NGCB and NJ DGE engagement — evidence packages mapped to state-level submission formats.
Opening

Chapter 04 · What changes

Four compression effects, measured on live operators.

Effect 01
Creative cycle collapses to hours.

Idea → paytable → certified artwork → live campaign. The baseline was two to three weeks; the FY26 H1 measured median is 48 hours.

2–3w48h
Effect 02
Game library throughput multiplies.

Per-FTE library velocity up 3.6× vs. pre-Kobow baseline, because Studio and GAIN share state with Intelligence.

1.0×3.6×
Effect 03
Regulator submissions unify.

One evidence package, 12+ regulator rulebooks, re-keyed per jurisdiction from the same source. First-pass GLI-19 rate: 94%.

per-regulatorunified
Effect 04
Cost-per-launch compresses.

Measured across Engine + GAIN + Studio + Intelligence + Insights: mean cost-per-launch −62% vs. the pre-orchestration baseline.

baseline−62%

Chapter 05 · Client area

A private data room for operators under NDA.

The client area is where live and prospective operators get the evidence layer: certification transcripts, R1–R4 quality-framework outputs, sample regulator packages, model cards, and deployment playbooks per jurisdiction.

A área do cliente é onde operadores ativos e prospects encontram o lastro: transcripts de certificação, outputs do framework R1–R4, pacotes regulatórios de exemplo, model cards e playbooks de deploy por jurisdição.

Chapter 06 · Sister product

Kobow is two products, one orchestration layer.

Running a Crown lottery, state lottery, or charitable pull-tab operation? The lottery arm — Engine, GAIN, Studio, Intelligence, Insights, Paper→POSD applied to OLG, BCLC, ALC, Loto-Québec, WCLC, MUSL, MN-GCB and SPA Brasil — lives at kobowlotto.com.

Se você opera uma loteria Crown, loteria estadual ou pull-tab beneficente, o braço de loteria mora em kobowlotto.com.

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