US jurisdictionJurisdição US

California Lottery. California Lottery.

The largest Scratchers supply contract in North America — and the first real stress test of a jurisdiction-aware math pipeline. O maior contrato que a the incumbent supplier já ganhou — e o primeiro teste real de um pipeline matemático ciente de jurisdição.

🇺🇸
California State Lottery Commission

California Lottery

Supply position: Primary Scratchers contract, commenced Dec 2025 — ~70% of supply, 6+6 years.

RTP typ.
65%
RTP range
60–75%
Top prize
$10.0M
Deck range
240K–48.0M
GLI scope
GLI-11, GLI-19, GLI-23
Last reg update
2026-03-08
01 · PeculiaritiesPeculiaridades

What makes this jurisdiction distinctive. O que torna esta jurisdição distinta.

  • Top-prize cap: $10M — largest legal ceiling in any modern US Scratchers program.
  • Contract: primary Scratchers, ~70% supply, 6-year base + 6-year option, commenced December 2025.
  • Commission requires pre-approved licensed IP only. Generic themes are the safe path.
  • Jackpot disclosure font ≥ 8pt on every ticket. Measured in POSD export.
  • Top-cap: US$ 10 mi — o maior teto legal de qualquer programa Scratchers moderno dos EUA.
  • Contrato: Scratchers primário, ~70% do supply, 6 anos + 6 anos, iniciado dez/2025.
  • A Comissão exige IP licenciado pré-aprovado. Temas genéricos são o caminho seguro.
  • Fonte da divulgação do jackpot ≥ 8pt em cada bilhete. Medido no export POSD.

Mandatory copy: Players must be 18+ · Problem gambling: 1-800-GAMBLER
Visual restrictions: No imagery appealing to minors · Jackpot disclosure font ≥ 8pt · No licensed IP without prior Commission approval
02 · Active product catalogCatálogo de produtos ativos

Live games the incumbent supplier (or the incumbent) is running today. Jogos vivos que a the incumbent supplier (ou o incumbente) está rodando hoje.

Representative sample of the state's active paper + digital SKUs — top prizes, overall odds, RTP and mechanic. Figures reflect public filings as of early 2026. Kobow Studio ships re-skin variants of each within the regulator-allowed envelope. Amostra representativa dos SKUs paper + digitais ativos do estado — top prizes, odds gerais, RTP e mecânica. Valores baseados em filings públicos do início de 2026. O Kobow Studio entrega variantes re-skin de cada um dentro do envelope permitido pelo regulador.

100X The Cash
$20
Paper Scratchers
Top prize$5.0M
Overall odds1 in 2.93
RTP71%
MechanicKey-number match + 100× multiplier
CA Lottery — the incumbent supplier supply, 6M-deck class.
California Color Pop
$10
Paper Scratchers
Top prize$1.0M
Overall odds1 in 3.06
RTP69%
MechanicMatch 3 color symbols
$10 mid-tier, licensed IP-free, palette-driven.
$5,000,000 Ultimate
$20
Paper Scratchers
Top prize$5.0M
Overall odds1 in 2.91
RTP71%
MechanicCrossword extended-play
Premium $20 — evergreen CA format.
Set for Life
$30
Paper Scratchers (annuity)
Top prize$5.2M
Overall odds1 in 2.84
RTP72%
MechanicLifetime $1,000/day or $5.2M cash
Annuity-style — planning horizon 20 years.
03 · Product demosDemos por produto

Six products, this jurisdiction. Seis produtos, esta jurisdição.

Each demo below is scoped to California Lottery's live math envelope and regulator posture. Cada demo abaixo é limitada ao envelope matemático e à postura regulatória de California Lottery.

01 · Engine

Kobow Engine

Monte-Carlo convergence on the state's RTP target, with R1–R4 scoring bands.Convergência Monte-Carlo no RTP alvo do estado, com bandas de scoring R1–R4.

Runs
1,000,000
RTP mean
65.00%
RTP σ
0.200%
Top-hit freq.
1 : 4
BandScore
R1 Math validity0.9992
R2 Regulatory fit0.9986
R3 Player experience0.9982
R4 Operational0.9981
Open EngineAbrir Engine
02 · Paper

Kobow Paper

Prize matrix derived from the state's top-cap and deck envelope, with overprint budget.Matriz de prêmios derivada do top-cap do estado e envelope de deck, com budget de overprint.

TierValueCount
Top prize$10.0M1
Secondary$500K23
Mid $1K$1K18K
Mid $100$100365K
Mid $25$251.5M
Match $5$58.8M
POSD: exports the above plus jurisdiction copy block, printer-ready.exporta o acima mais o bloco de copy da jurisdição, pronto para impressão.
Open PaperAbrir Paper
03 · GAIN

GAIN

Stride-based shuffle on a 60-cell sample sized to this state. Wins are evenly distributed.Shuffle baseado em stride numa amostra de 60 células no tamanho deste estado. Vitórias distribuídas uniformemente.

Applied at 240K to 48.0M tickets/deck for this jurisdiction. No cluster drift.Aplicado em 240K a 48.0M bilhetes/deck para esta jurisdição. Sem cluster drift.
Open GAINAbrir GAIN
04 · Studio

Kobow Studio

State-flavored theme concept: Golden Hour. Compliance copy locked in.Conceito de tema com sabor do estado: Golden Hour. Copy de compliance fixado.

GOLDEN HOUR CALIFORNIA LOTTERY · PLAY $$10.0M SCRATCH TO REVEAL ★ ★ ★ ★ ★ MATCH 3 SYMBOLS TO WIN TOP PRIZE $10.0M TICKET $5 18+ · Problem gambling: 1-800-GAMBLER
Players must be 18+ · Problem gambling: 1-800-GAMBLER
Open Studio ForgeAbrir Studio Forge
05 · Intelligence

Kobow Intelligence

Latest normalized diff against the California State Lottery Commission filings registry.Último diff normalizado contra o registro de filings de California State Lottery Commission.

2026-03-08
MINOR
California State Lottery Commission — guidance refresh
No live product affected
2026-02-11
INFO
GLI scope annotation added
GLI-11, GLI-19, GLI-23
Open IntelligenceAbrir Intelligence
06 · Insights

Kobow Insights

Market snapshot scoped to California Lottery. Supply position, contract horizon, math posture.Snapshot de mercado de California Lottery. Posição the incumbent supplier, horizonte contratual, postura matemática.

Supply positionPrimary Scratchers contract, commenced Dec 2025 — ~70% of supply, 6+6 years.
RTP typ.65%
Top prize$10.0M
GLI scopeGLI-11, GLI-19, GLI-23
Open InsightsAbrir Insights

Brief on California Lottery.Briefing sobre California Lottery.

Want this jurisdiction reviewed against your operator-specific math?Quer esta jurisdição revisada contra a sua matemática de operador?

Request briefSolicitar briefing